Established in 1890, Rayne State Bank has been a pillar of financial stability and growth in rural communities for over a century. With a mission to provide personalized banking solutions, Rayne State Bank has consistently exceeded expectations, earning the trust of generations of customers.
Rayne State Bank is renowned for its unwavering financial strength. In 2022, the bank achieved a Tier 1 leverage ratio of 12.5%, significantly surpassing the industry average of 9%. This robust capital position provides a solid foundation for growth and ensures the bank's ability to withstand economic downturns.
Year | Tier 1 Leverage Ratio |
---|---|
2021 | 11.8% |
2022 | 12.5% |
Rayne State Bank's commitment to community banking is evident in its wide range of products and services tailored to meet the needs of rural customers. The bank provides personal banking, business banking, agricultural lending, and wealth management solutions.
Through its local branches and online banking platform, Rayne State Bank offers convenient and accessible banking services. The bank's staff is renowned for their personalized approach, building long-lasting relationships with customers.
Recognizing the evolving financial landscape, Rayne State Bank has embraced technology and innovation to enhance customer experience and efficiency. The bank has invested in mobile banking, online bill pay, and remote deposit capture.
By leveraging technology, Rayne State Bank provides customers with the convenience of banking from anywhere, anytime. The bank's mobile app offers a full suite of banking features, including account monitoring, bill payments, and loan applications.
At the heart of Rayne State Bank's operations is a customer-centric approach. The bank believes that customer satisfaction is paramount and strives to go above and beyond to meet individual needs.
Customer service is a top priority at Rayne State Bank. The bank's employees are trained to be knowledgeable, courteous, and responsive. They take the time to understand customer goals and provide tailored financial solutions.
Choosing the right financial institution is crucial for individuals and businesses alike. Rayne State Bank stands out for several compelling reasons:
Customers who choose Rayne State Bank benefit from:
1. Is Rayne State Bank a Member of the FDIC?
Yes, Rayne State Bank is a member of the FDIC, which insures deposits up to $250,000.
2. What is Rayne State Bank's Routing Number?
The routing number for Rayne State Bank is 084202657.
3. Does Rayne State Bank Offer Overdraft Protection?
Yes, Rayne State Bank offers overdraft protection through its Overdraft Privilege program.
4. What are Rayne State Bank's Hours of Operation?
Rayne State Bank's branch hours vary by location. Please visit the bank's website or contact your local branch for specific hours.
5. Can I Open an Account Online with Rayne State Bank?
Yes, Rayne State Bank offers online account opening for personal and business accounts.
6. How Do I Contact Rayne State Bank's Customer Service?
You can contact Rayne State Bank's customer service by phone at (337) 334-2265 or by email at [email protected].
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