Assurance IQ TCPA Settlement: Understanding Your Rights and Claim Process

Introduction

The Telephone Consumer Protection Act (TCPA) protects consumers from unsolicited telemarketing calls, text messages, and faxes. In August 2022, Assurance IQ, an online insurance marketplace, reached a settlement with the Federal Trade Commission (FTC) for violating the TCPA. This article provides an in-depth overview of the Assurance IQ TCPA settlement, including the terms, eligibility, and claim process.

Assurance IQ TCPA Settlement: Key Details

Settlement Amount: $3.4 million

Eligible Consumers: Individuals who received unsolicited text messages from Assurance IQ between June 20, 2018, and April 20, 2022.

Notice Deadline: January 16, 2023

Claim Deadline: April 17, 2023

Eligibility Criteria

To be eligible for a portion of the settlement, consumers must have:

• Received at least one unsolicited text message from Assurance IQ during the specified time period
• Not previously filed a lawsuit against Assurance IQ

Claim Process

Consumers can file a claim online at https://www.assuranceiqsettlement.com. The claim form requires the following information:

• Personal contact information
• Phone number used to receive texts
• Dates and times of unsolicited texts

Eligible Damages

Consumers who received unsolicited texts may be eligible for up to $500 per message.

Settlement Terms

The settlement agreement includes a number of key provisions:

• Injunction: Assurance IQ is permanently barred from engaging in future TCPA violations.
• Payment: Assurance IQ will pay $3.4 million to eligible consumers.
• Monitoring: Assurance IQ is required to implement a compliance program to prevent future violations.

How to File a Claim

To file a claim, follow these steps:

1. Visit the Settlement Website: Go to https://www.assuranceiqsettlement.com.
2. Gather Required Information: Ensure you have your personal contact information, phone number, and documentation of unsolicited texts.
3. Complete the Claim Form: Provide all required information accurately.
4. Submit the Form: Review your information carefully and submit the form by the claim deadline (April 17, 2023).

Tips and Tricks

• File your claim as soon as possible to ensure maximum compensation.
• Keep records of any unsolicited texts you received.
• Contact the settlement administrator if you have any questions or need assistance filing your claim.

Common Mistakes to Avoid

• Missing the claim deadline
• Not filing a complete or accurate claim form
• Assuming you are not eligible without checking the settlement terms

Conclusion

The Assurance IQ TCPA settlement provides consumers with an opportunity to seek compensation for unsolicited text messages. By understanding the settlement terms and following the claim process, you can maximize your potential recovery. If you believe you are eligible, it is important to file a claim before the deadline to secure your rights.

Additional Resources

• FTC Assurance IQ Settlement
• Assurance IQ Settlement Website

Tables

Table 1: Settlement Damages

Table 2: Eligible Consumers

Table 3: Claim Filing Deadlines