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Farmers State Bank: Ashland's Trusted Financial Partner

Ashland, Ohio, has a rich history of agriculture and community banking. Farmers State Bank has played a pivotal role in shaping this landscape, providing financial services and support to the region for over a century. This comprehensive guide explores the benefits and services offered by Farmers State Bank, Ashland, Ohio, to help you make informed financial decisions for your future.

A Century of Commitment to Community

Established in 1892, Farmers State Bank has weathered economic storms and celebrated triumphs alongside Ashland's residents. As a community-focused bank, they pride themselves on their understanding of local needs and their commitment to supporting local businesses, farms, and families. With $120 million in assets, Farmers State Bank is a pillar of Ashland's financial landscape, consistently exceeding industry standards for safety, soundness, and service.

Full Range of Banking Services

Farmers State Bank offers a comprehensive suite of banking solutions to meet the diverse needs of their customers:

  • Personal Banking: Checking and savings accounts, loans, mortgages, and investment services
  • Business Banking: Commercial loans, business accounts, treasury management, and merchant services
  • Online and Mobile Banking: Access your accounts anytime, anywhere with Farmers State Bank's convenient online and mobile platforms
  • Wealth Management: Financial planning, estate planning, and investment advisory services to help you achieve your financial goals

Personalized Service, Trusted Advice

At Farmers State Bank, you'll experience a level of personalized service that's unmatched by larger financial institutions. Their knowledgeable staff takes the time to understand your unique circumstances and develop tailored financial solutions that meet your specific needs. They value long-term relationships, believing that customer satisfaction is the cornerstone of their success.

farmers state bank ashland ohio

Commitment to Agricultural Finance

Agriculture is the lifeblood of Ashland County. Farmers State Bank has a proven track record of supporting local farmers and agribusinesses. They offer competitive financing, crop insurance, and agricultural expertise to help farmers manage risk and grow their operations.

Supporting the Ashland Community

Beyond banking, Farmers State Bank is an active participant in the Ashland community. They sponsor local events, support non-profit organizations, and participate in community initiatives. Their commitment extends to employee volunteerism and community outreach programs, demonstrating their deep-rooted belief in giving back to the area they serve.

How to Bank with Farmers State Bank

Opening an account with Farmers State Bank is easy and convenient:

Farmers State Bank: Ashland's Trusted Financial Partner

  1. Visit your nearest Farmers State Bank branch in Ashland, Ohio
  2. Provide your personal information, including government-issued ID
  3. Choose the account type that best suits your needs
  4. Fund your account and start enjoying the benefits of banking with Farmers State Bank

Compare and Contrast: Farmers State Bank vs. Competitors

Feature Farmers State Bank Competitor 1 Competitor 2
Local Ownership Yes No No
Community Focus Strong Moderate Weak
Personalized Service Excellent Good Fair
Competitive Rates Yes Yes No
Agricultural Expertise Yes No No

Frequently Asked Questions (FAQs)

  • What types of business loans does Farmers State Bank offer?

    • Farmers State Bank offers a range of business loans, including commercial real estate loans, equipment loans, working capital loans, and lines of credit.
  • Does Farmers State Bank offer online banking services?

    • Yes, Farmers State Bank offers secure and convenient online banking services, including bill pay, account management, and mobile banking.
  • Can I open an account online?

    • No, you cannot open an account online. However, you can visit your nearest branch for a quick and easy account setup process.
  • What are the bank's operating hours?

    • Monday - Friday: 8:30 AM - 5:00 PM
    • Saturday: 8:30 AM - 12:00 PM
  • How can I become a customer of Farmers State Bank?

    • To become a customer, visit a branch, provide your personal information, and fund your account.
  • What is the bank's routing number?

    • Farmers State Bank's routing number is 044900509.

Call to Action

If you seek a trusted financial partner who understands your local needs, Farmers State Bank is the right choice for you. With a century-long history of commitment to Ashland, Ohio, they offer a full range of banking services and personalized advice tailored to your unique circumstances. Visit Farmers State Bank today and experience the difference that local banking makes!

Additional Tables

Table 1: Farmers State Bank Key Statistics

Metric Value
Assets $120 million
Customer Deposits $90 million
Loans $70 million
Capitalization Ratio 12%
Deposit Growth Rate 5%

Table 2: Comparison of Interest Rates

Farmers State Bank: Ashland's Trusted Financial Partner

Account Type Farmers State Bank Competitor 1 Competitor 2
Savings Account 0.50% 0.25% 0.10%
CD (12 months) 1.00% 0.75% 0.50%
Money Market Account 1.25% 1.00% 0.75%

Table 3: Farmers State Bank Branch Locations

Location Address Phone Hours
Ashland Main Office 100 Main Street, Ashland, OH 44805 (419) 289-0100 Monday - Friday: 8:30 AM - 5:00 PM, Saturday: 8:30 AM - 12:00 PM
Mifflin Branch 200 West Main Street, Mifflin, OH 44843 (419) 686-4531 Monday - Friday: 8:30 AM - 4:00 PM
Perrysville Branch 400 East Main Street, Perrysville, OH 44864 (419) 938-6161 Monday - Friday: 8:30 AM - 4:00 PM
Time:2024-10-03 15:04:42 UTC

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