OceanFirst Bank Routing Number: All You Need to Know

What is a Routing Number?

A routing number is a nine-digit code that identifies a specific financial institution and its location. It is used to facilitate electronic transfers between banks, such as wire transfers and ACH payments.

OceanFirst Bank's Routing Number

The routing number for OceanFirst Bank is 044001029. This number is used for all of the bank's branches and locations.

Branches and Locations

OceanFirst Bank has over 150 branches and locations throughout New Jersey, Pennsylvania, and Delaware. The bank's headquarters is located in Red Bank, New Jersey.

When to Use the Routing Number

You will need to provide OceanFirst Bank's routing number when you:

• Set up direct deposit with your employer
• Send or receive wire transfers
• Make ACH payments
• Link your bank account to other financial services, such as PayPal or Venmo

How to Find Your Routing Number

You can find OceanFirst Bank's routing number in several ways:

• On your checks
• On your bank statements
• Online on OceanFirst Bank's website
• By calling OceanFirst Bank's customer service number

Common Mistakes to Avoid

When using the OceanFirst Bank routing number, it is important to avoid the following common mistakes:

• Using the wrong routing number. Make sure you are using the correct routing number for OceanFirst Bank (044001029).
• Entering the routing number incorrectly. Double-check that you have entered the routing number correctly, as even a single incorrect digit can cause your transaction to be delayed or rejected.
• Using the wrong account number. Make sure you are using the correct account number for the account you want to transfer funds from or to.

Step-by-Step Approach to Using the Routing Number

Follow these steps to use the OceanFirst Bank routing number:

1. Determine the type of transaction you are making (wire transfer, ACH payment, etc.).
2. Find the appropriate routing number for OceanFirst Bank (044001029).
3. Enter the routing number into the required field on the transaction form.
4. Double-check that you have entered the routing number correctly.
5. Complete the transaction as usual.

Stories and What We Learn

Story 1: Jane set up direct deposit with her employer. She used the incorrect routing number for OceanFirst Bank and her paycheck was delayed.

Lesson learned: Make sure you are using the correct routing number for the bank you are sending or receiving money from.

Story 2: John made an ACH payment to his credit card. He entered the routing number incorrectly and the payment was rejected.

Lesson learned: Double-check that you have entered the routing number correctly before submitting any transaction.

Story 3: Mary linked her OceanFirst Bank account to her PayPal account. She used the correct routing number, but she mistyped her account number. The funds were transferred to the wrong account.

Lesson learned: Make sure you are using the correct account number when linking your bank account to other financial services.

Call to Action

If you have any questions about the OceanFirst Bank routing number, please contact the bank's customer service at 1-888-623-2652.

Tables

Table 1: OceanFirst Bank's Routing Number

Table 2: Common Mistakes to Avoid When Using the OceanFirst Bank Routing Number

Table 3: Step-by-Step Approach to Using the OceanFirst Bank Routing Number